“Leasing & Rent-to-Own – Your Flexible Financing Solution”
📘 What is leasing?
Leasing is a modern form of financing that allows you to use capital goods without having to purchase them. You simply pay regular lease payments over a fixed period—this provides financial flexibility and preserves your cash flow.
At the end of the lease term, you can return the leased asset, extend the lease, or purchase it. Ideal for companies that want to stay up to date with the latest technology—without incurring high upfront costs.
💡 Benefits of Leasing
With leasing, you can invest flexibly and with tax advantages in the future of your company:
💰 Financial flexibility
- Low initial investment: Take advantage of modern technology without high one-time costs.
- Preserving liquidity: Your funds remain available for other projects.
📊 Tax Benefits
- Tax Deductibility: Lease payments are tax-deductible as business expenses.
- Balance sheet neutral: Leased assets do not appear on the balance sheet—the equity ratio remains stable.
⚙️ Technological Up-to-Date Status
- Always up to date: Regular updates on the latest models and technologies.
- Competitive Advantage: State-of-the-art technology for maximum efficiency.
🏢 Leasing for Businesses
Preserve your cash flow with customized leasing solutions for businesses of all sizes:
Leasing enables small and medium-sized businesses to access state-of-the-art technology without high initial investments.
Flexible financing solution for essential work equipment—tax-efficient and gentle on cash flow.
Leasing boosts innovation by providing quick access to the latest technologies.
Enables you to start your own business without a large initial capital investment.
📗 What is rent-to-own?
With hire purchase, companies acquire capital goods through fixed monthly payments. Once payment is complete, ownership of the item automatically transfers to you—with no final payment required.
Lease-to-own is ideal for businesses with long-term plans that want to build equity while maintaining their liquidity.
✅ Benefits of Rent-to-Own
- Planning Certainty: Fixed rates for clear cost control.
- Preserving liquidity: No large one-time payments.
- Acquisition of Ownership: Automatic transfer of ownership upon expiration of the term.
- Flexibility: Customized contract terms tailored to your needs.
🏢 Lease-to-own for businesses
Use modern equipment without a large initial investment and eventually become the owner.
A cost-effective way to purchase equipment for the long term.
Strengthening innovative capacity through investments with manageable installments.
Enables investments with certainty and predictable costs.
🧭 Three steps to leasing or rent-to-own
- Submit a request: Send us your request using the form—we will contact you directly.
- Review of the Request: We will review your request within our partner network and find the right financing solution.
- Approval: Once approved, you will receive your contract documents and can get started right away—with small monthly payments.
A service provided by:
finyo GmbH
Roonstraße 23a, 76137 Karlsruhe
📞 +49 (0)721 18126790
✉️ hello@finyo.de
